ROI Calculator: Return on Investment and Annualised Return
Enter the amount you invested and the amount you got back. Add the number of years to see the yearly return.
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Return on investment
50%
- Gain
- ₹50,000
- Annualised return (CAGR)
- 14.47%
Assumes one investment at the start and one payout at the end. Not financial advice.
Show working
- (150000 − 100000) ÷ 100000 × 100 = 50.00%
- (150000 ÷ 100000)^(1 ÷ 3) − 1 = 14.47%
How to use
- Enter the total amount invested.
- Enter the final value or total amount returned.
- Enter how many years the money was invested to get the annualised return.
Good to know
ROI = (final value − amount invested) ÷ amount invested × 100. ₹1,00,000 growing to ₹1,50,000 is a 50% ROI.
Plain ROI ignores time: 50% in one year is very different from 50% in ten. The annualised return (CAGR) = (final ÷ invested)^(1 ÷ years) − 1, so 50% over 3 years is about 14.47% a year. Use CAGR to compare with FD rates or fund returns.
This simple ROI assumes one investment at the start and one payout at the end. For regular investments such as SIPs use XIRR or the SIP calculator. Tax and costs are not included. This is an estimate, not financial advice.
Questions
How is ROI calculated?
Subtract the amount invested from the final value, divide by the amount invested, and multiply by 100.
What is the difference between ROI and CAGR?
ROI is the total return over the whole period; CAGR is the steady yearly rate that gives the same result.
Can ROI be negative?
Yes, if you got back less than you put in.
Should I include tax and charges?
For a true return, use the amount after tax, brokerage and fees as the final value.
Does it work for a business or a marketing campaign?
Yes. Use the money spent as the investment and the profit it brought back plus the spend as the final value.